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100% Financing Home Loans

 A full 100% financing allows homebuyers to purchase a home with no money down. Most mortgage programs available to people looking to purchase a home require a percentage of the total value or purchase price of the home, to be paid at closing as the total of the down payment, closing costs and prepaid items. Often times these amounts prevent would be homeowners from realizing the American Dream.

100% Financing Home LoansWith “Zero-Down” or 100% USDA financing, homeownership has become more affordable for more people looking to purchase a home. There are several qualifying factors for a USDA zero down purchase loan. These include the location of the home, the borrower’s credit history, and income limits dependent on the size of the family.

When applying for a USDA Home Purchase Loan, it is imperative to work with a knowledgeable and experienced USDA Loan Specialist, in order to confirm the qualifications of the program are met prior to applying for a USDA Loan. Contact us now for a quick no-cost discussion to see if you meet these qualifications.



USDA Loan Facts

texas usda loans

$0 Down Payment

Zero Down Payment

A USDA Loan allows the borrower to finance 100% of the home's value and purchase with $0 down. Other loan programs require 5-20% down.

Low Fixed Rates

Low Fixed Interest Rates

You get a 30 year, low interest fixed rate mortgage with zero early prepayment penalty.

Easier to Qualify

USDA Loans are Easier to Qualify

Qualifying requirements for a USDA Home Loans are similar to an FHA loan and requires no Mortgage Insurance.

USDA loans help make home ownership possible for a wider range of people.