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Texas Mortgage Banking Disclosure

Pursuant to the requirements of section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: Consumers wishing to file a complaint against a Mortgage Banker or a licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N Lamar, Suite 201, Austin, TX 78705.

Complaint forms and instructions may be downloaded and printed from the department’s website at A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originator. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at

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    $0 Down Payment

    Zero Down Payment

    A USDA Loan allows the borrower to finance 100% of the home's value and purchase with $0 down. Other loan programs require 5-20% down.

    Low Fixed Rates

    Low Fixed Interest Rates

    You get a 30 year, low interest fixed rate mortgage with zero early prepayment penalty.

    Easier to Qualify

    USDA Loans are Easier to Qualify

    Qualifying requirements for a USDA Home Loans are similar to an FHA loan and requires no Mortgage Insurance.

    USDA loans help make home ownership possible for a wider range of people.