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Texas USDA Lender is not a government agency and not affiliated with the federal government. is a mortgage lender doing business as Gold Financial Services, a division of AMCAP Mortgage, Ltd., NMLS# 129122. We are an approved USDA lender that offers full 100% financing to qualified borrowers.

Please feel free to call us directly at (210) 981-2200 if you have any questions that require immediate attention. You can also use the tools on this website for further assistance.

USDA Loan Facts

texas usda loans

$0 Down Payment

Zero Down Payment

A USDA Loan allows the borrower to finance 100% of the home's value and purchase with $0 down. Other loan programs require 5-20% down.

Low Fixed Rates

Low Fixed Interest Rates

You get a 30 year, low interest fixed rate mortgage with zero early prepayment penalty.

Easier to Qualify

USDA Loans are Easier to Qualify

Qualifying requirements for a USDA Home Loans are similar to an FHA loan and requires no Mortgage Insurance.

USDA loans help make home ownership possible for a wider range of people.