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Texas USDA Lender

AMCAP Mortgage is not a government agency and not affiliated with the federal government.

AMCAP Mortgage is a USDA approved lender that offers Rural Housing Service’s USDA Guaranteed Home Loan program to qualified borrowers. We are a private Texas lender offering various residential loans, including but not limited to, USDA, FHA, VA, Conventional and Nonconforming loans. We recognize that the borrower’s needs are different, so we do a thorough analysis of the borrower’s situation in order to recommend the right mortgage program suitable for their particular circumstances.

AMCAP Mortgage is a Mortgage Banking entity with the Texas Department of Savings and Mortgage Lending. In addition to Texas, AMCAP Mortgage also holds licenses to conduct business in 20 states across the region.

texas usda lender

Our business hours in the North Houston Branch location are as follows:

Monday            9:00 a.m. – 5:00 p.m.
Tuesday           9:00 a.m. – 5:00 p.m.
Wednesday      9:00 a.m. – 5:00 p.m.
Thursday          9:00 a.m. – 5:00 p.m.
Friday               9:00 a.m. – 5:00 p.m.
Saturday          By Appointment Only
Sunday            Closed

AMCAP Mortgage – North Houston Branch is located at:

16000 Stuebner Airline Road, Suite 285
Spring, TX 77379

Please feel free to call us directly at 281-860-2533 x 106 or send us an email at should you have any questions that require immediate attention. You can also use the tools on this website for further assistance.

USDA Loan Facts

texas usda loans

$0 Down Payment

Zero Down Payment

A USDA Loan allows the borrower to finance 100% of the home's value and purchase with $0 down. Other loan programs require 5-20% down.

Low Fixed Rates

Low Fixed Interest Rates

You get a 30 year, low interest fixed rate mortgage with zero early prepayment penalty.

Easier to Qualify

USDA Loans are Easier to Qualify

Qualifying requirements for a USDA Home Loans are similar to an FHA loan and requires no Mortgage Insurance.

USDA loans help make home ownership possible for a wider range of people.